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Rates & Special Offers

FDIS, is an established leader in the transaction processing industry known for our great rates and the industry leading support they provide. We actively look to work with small and medium sized businesses in both traditional and Internet environments.

We have one of the highest merchant approval rates in the industry, with most credit and debit card processing applications approved within two business days.

FDIS, uses First Data’s processing engine. First Data powers the global economy by making it easy, fast and secure for people and businesses around the world to buy goods and services using virtually any form of payment. Serving millions of merchant locations and thousands of card issuers, we have the expertise and insight to help you accelerate your business.


Services Typical Rates Our Rates
Application Fee $75- $150 *FREE!
Setup Fee $50 - $125 *FREE!
Programming Fee $50 - $75 *FREE!
Overlimit Fee Varies *FREE!
Discover® Network Setup Fee $25 *FREE!
American Express Setup Fee $25 *FREE!
Web Shopping Cart $249 *FREE! SETUP
Real-Time Online Processing Terminal $295 - $995 *FREE!
Retail Swipe Terminal with Printer $195 - $795 Varies
Customer Support 8am-8pm/Mon-Fri 24 hrs/day 7 days/week
Credit Restrictions Very Strict High Approval Rate
Retail Discount Rate (Swipe) 1.94% - 2.05% 1.69%
Internet Discount Rate
(Internet/Mail/Phone)
2.45% - 2.75% 2.39%
Transaction Fee $0.35 - $0.50 per transaction $0.25 per transaction
Statement Fee $12 - $25 per month *Free! Online Download
Internet Gateway Fee $25 - $35 per month $25 per month
Approval Time 2 - 3 weeks Some Instant

*Offer is being made CREDIT CARDS ONLINE, INC. Restrictions apply. Please call for details.*
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All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. First Data Independent Sales (FDIS) is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express requires separate approval. FDIS Agent Credit Cards Online is an independent agent for FDIS.

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